English MCQ for IBPS RRB/ PO/ Indian Bank 2018: 11 Sep

English MCQ for IBPS RRB/ PO/ Indian Bank 2018: 11 Sep

English MCQ for IBPS RRB/ PO/ Indian Bank 2018: 11 Sep

Directions (1-10): In the following passage there are blanks, each of which has been numbered. Find out the appropriate word in each case.
Banks, both public and private, have been (1) their capital raising efforts in the last one year to meet the Basel III requirements as also to fund their growth, but with one (2) difference.
While private banks have been able to (3) funds from the capital market, state-owned banks have resorted to issuing Basel III compliant additional tier 1 (AT1) bonds. These come with ‘loss absorbency’ (4) which mean that in case of stress, banks can (5) such investments or convert them into (6).
The Reserve Bank of India also made the deal sweeter for banks by (7) some of the norms last year — allowing shorter maturity of up to five years, temporary write-downs at pre-specified (8) points, allowing retail participation, and permitting payment of dues from past  (9).
But given that the pressure on asset quality in most of these banks is showing no signs of (10), these instruments pose a serious risk to investors.
1.
  1. stepping up
  2. improve
  3. increase
  4. diminish
  5. hurt
2.
  1. small
  2. big
  3. notable
  4. rare
  5. large
3.
  1. hike
  2. raise
  3. spike
  4. lower
  5. drop
4.
  1. anecdote
  2. norm
  3. clause
  4. point
  5. mention
5.
  1. write-off
  2. ensemble
  3. embellish
  4. replicate
  5. cancel
6.
  1. equity
  2. fairness
  3. bias
  4. integrity
  5. debt
7.
  1. teasing
  2. disintegrating
  3. tweaking
  4. setting
  5. upgrading
8.
  1. cause
  2. trigger
  3. actuate
  4. simple
  5. written
9.
  1. capital
  2. fund
  3. debt
  4. reserves
  5. assets
10.
  1. abating
  2. advancing
  3. developing
  4. allaying
  5. delaying

ANSWERS
  1. 1
  2. 2
  3. 2
  4. 3
  5. 1
  6. 1
  7. 3
  8. 2
  9. 4
  10. 1
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