Banking Awareness MCQs for IBPS PO/Clerk Main 2018: 10 November

Banking Awareness MCQs for IBPS PO/Clerk Main 2018:10 November

1. What is a Bearer Cheque?
  1. Cheque which bears a date earlier than the date of issue.
  2. Cheque that is crossed with two parallel lines.
  3. When the word – ‘or bearer’ printed on the cheque is cancelled.
  4. Cheque written by the drawer for a date in the future.
  5. When the word ‘or bearer’ appearing on the face of the cheque is not cancelled.
2. NUUP service is based on the UPI service over USSD, initiated by the Government of India and developed by NPCI to facilitate easy access banking services from mobile phones. What is the full form of NUUP?
  1. National User Unified Platform
  2. National Unified User Platform
  3. National Unified USSD Platform
  4. National User UPI Platform
  5. National UPI Unified Platform
3. IMPS provides real time fund transfer that could be accessed on multiple channels like Mobile, Internet, ATM, SMS, Branch and USSD. Which of the following services are available under IMPS ?
  1. NUUP
  2. Merchant Payments
  3. Fund Transfer and Remittances
  4. Only (1) and (2)
  5. All of the above
4. SGBs (Sovereign Gold Bond) are government securities denominated in grams of gold. Investment Limit in SGB is –
  1. 50 grams
  2. 100 grams
  3. 250 grams
  4. 500 grams
  5. 1000 grams
5. BHIM is a mobile app developed by National Payments Corporation of India, based on the Unified Payment Interface. What is the limit on the amount that can be received using BHIM?
  1. 10000
  2. 25000
  3. 50000
  4. 100000
  5. No Such Limit
6. Who is the current Chairperson of Insolvency and Bankruptcy Code of India?
  1. Raghu Nath Malik
  2. Shashank Saxena
  3. M S Sahoo
  4. K Sivan
  5. Rakha Sharma
7. In SIP, a fixed amount of money is debited by the investors in bank accounts periodically and invested in a specified mutual fund. What does ‘S’ stands for in term ‘SIP’?
  1. Standardised
  2. Systematic
  3. Subsidised
  4. Synchronize
  5. None of these
8. QSAM facilitate user to know whether his AADHAAR number is linked to any bank account number or not. What is the full form of QSAM?
  1. Query Sending on AADHAAR Mapping
  2. Query Service on AADHAAR Mapper
  3. Quality Survey on AADHAAR Mapper
  4. Quality Service on AADHAAR Mapping
  5. Query Survey on AADHAR Mapper
9. HQ of Bank of International Settlements is in –
  1. Lima, Peru
  2. Manila, Philippines
  3. Basel, Switzerland
  4. Vienna, Austria
  5. Brussels, Belgium
10. Reverse Mortgage Scheme is for –
  1. Government Employees
  2. Non Resident Indians
  3. Senior Citizens
  4. Foreigners
  5. None of these
Answers:
  1. 5
  2. 3
  3. 5
  4. 4
  5. 5
  6. 3
  7. 2
  8. 2
  9. 3
  10. 3

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