Banking Awareness for IBPS PO/RRB Mains 2018: 06 Sep

Banking Awareness for IBPS PO/RRB Mains 2018: 06 Sep

1. A trading practice in which a company sells an unused asset to another company while agreeing to buy back the same asset for about the same price is referred to as1) reverse-tripping2) substitution3) cross-tripping4) pseudo-selling
5) round-tripping
2. The RBI has specified certain regulatory trigger points as part of the prompt corrective action (PCA) framework. One of them is RoA which stands for1) Rationalisation of Assets2) Restructuring of Assets3) Return on Assets4) Reason of Acquisition5) Return on Acquisitions
3. What is the term used for the practice of buying or selling of a security by someone who has access to material nonpublic information about the security?1) Privilege trading2) Internal trading3) Insider trading4) Hot trading5) White trading
4.  A severe and prolonged recession is referred to as which of the following? A recession is a situation of declining economic activity.1) Stagflation2) Depression3) Hyperinflation4) Depreciation5) Seigniorage
5. A corporate or an individual borrower who despite having the capability to repay money does not cough up money is termed as1) staunch defaulter2) bad borrower3) rounder tripper4) wilful defaulter5) white defaulter
6. The Bharat Bill Payment System (BBPS) is a one-stop payment platform for all bills. The BBPS transaction cannot be initiated through which of the following payment channels?1) Mobile Wallets2) Mobile Banking3) Internet Banking4) Point of Sale (POS)5) None of these
7. Which of the following risks is associated with failure of internal process of a bank or business organisation?1) Credit risk2) Operational risk3) Procedural risk4) Settlement risk5) None of these
8. RBI takes “Prompt Corrective Action” when a bank is faced which of the following?1) Market Risk2) Credit Risk3) Liquidity Risk4) Low Capital Adequacy5) None of these
9.  “Let’s make money simple” is the tagline of1) RBL Bank2) IndusInd Bank3) Lakshmi Vilas Bank4) Kotak Mahindra Bank5) South Indian Bank
10. India‘s first ever insurance cover for individual victims of cyber crime was launched by1) ICICI Prudential Life2) Bharti AXA General Insurance3) Tata AIG General4) Bajaj Allianz5) None of these
Answers:
  1. 5
  2. 3
  3. 3
  4. 2
  5. 4
  6. 5
  7. 2
  8. 4
  9. 4
  10. 4
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