Important Banking Awareness for IBPS PO/RRB


Important Banking Awareness for IBPS PO/RRB 

1. Bank of Baroda has entered into an agreement with Directorate General of Supplies & Disposal (DGS&D) for extending various banking services to Government e-Marketplace (GeM).Where is the headquarter of Bank of Baroda?
  1. Pune
  2. Mumbai
  3. New Delhi
  4. Vodara
  5. Mangalore
2. UIDAI, which issues Aadhaar numbers, has launched mAadhaar app for mobile users that will allow users to carry unique identification profile on mobile. UIDAI stands for _____.
  1. Unique Identification Dept of All India
  2. Unique Identification Authority of India
  3. Unique Identification Academy of India
  4. Unique Identification Department of India
  5. None of these
3. Markets regulator SEBI has entered into a pact with the European Securities and Markets Authority (ESMA) for exchange of information Concerning Central Counterparties (CCPs). Where is the headquarter of ESMA?
  1. Rome, Italy
  2. Paris, France
  3. Vienna, Austria
  4. New York, USA
  5. New Delhi, India
4. Which of the following Bank  will be selling personal loans of up to Rs 15 lakh through its ATMs that can be availed of by select salaried customers even if they haven’t previously applied for one?
  1. ICICI Bank
  2. HDFC Bank
  3. Dena Bank
  4. City Bank
  5. SBI
5. Which of the following is the abbreviated name of a rural sports initiative introduced by the Government of India to promote youth and social development through sports?
  1.  NLMP
  2.  PYKKA
  3.  CGHS
  4.  AABY
  5. SGSRY
6. A new scheme has been announced in the Budget 2012-13 giving tax exemptions to first-time equity market investors. The scheme is titled as
  1.  Rajiv Gandhi Equity Savings Scheme
  2.  Rashtriya Equity Savings Scheme
  3.  National Equity Savings Scheme
  4.  Indira Gandhi Equity Savings Scheme
  5.  Prime Minister’s Equity Savings Scheme
7. Consider the following statements with respect to NABARD:
  • (A) It inspects RRBs and Cooperative Banks.
  • (B) It maintains Research and Development Fund to promote research in agriculture and rural development.
  • (C) It accepts short-term deposits from the public like any other bank to improve its capital base.

Which of the above statements is/are correct?
  1.  Only (A)
  2.  Only (B)
  3.  Only (C)
  4.  Only (A) and (B)
  5.  All the above
8. What do you mean by Zero-Based Budgeting?
  1.  Every year the budget starts from a scratch.
  2.  Making provisions to reduce the expenses to almost zero level
  3.  Managing the expenses required for the upcoming year with zero net income
  4.  Compromising with a situation of no profit and no loss
  5.  None of these
9. Which of the following is the tagline of the UCO Bank?
  1. Honours Your Trust
  2. A Friend you can Bank upon
  3. Faithful and Friendly
  4. Together We Can
  5. None of these
10. The Reserve Bank of India has recently initiated prompt corrective action (PCA) on Bank of Maharashtra placing a restriction on the banking activities. Who is the Managing Director & CEO of Bank of Maharashtra?
  1. Rana Kapoor
  2. Shyan Srinivasan
  3. Rakesh Sethi
  4.  R. P. Marathe
  5. None of these
  1. 4
  2. 2
  3. 2
  4. 1
  5. 2
  6. 1
  7. 4
  8. 1
  9. 1
  10. 4
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