Top 35 Asked Questions in Recent Banking Interviews

Dear Readers,

As IBPS PO/BOM Interview is round the corner and with changing pattern in Written Examination, it can anticipated there the Interview panel may ask question pertaining to Banking terms covering recent updates. So Keeping in mind the current trend, we are sharing you some question mentioned in bullet. The Explanation for which is explicitly mentioned at the end of the post. Hope this post will help you in all spheres.

1. What is your father’s business?
2. What is the gold price in international market in terms of once?
3. What is the difference between white gold and yellow gold?
4. What is the custom duty on gold in India?
5. What is the reason of global slowdown?
6. How can China slowdown impact the USA?
7. What are your other qualities so that we can select you?
8. What are RTGS and NEFT? What improvement would you like to suggest in these services?
9. What is your favourite section in newspaper?
10. What is golden slam? (Winning all 4 grand slam and Olympic Gold)
11. What is the meaning of your name?
12. Why your first preference is PNB?
13. Why a bank clerical job after MBA degree? (Convince them that you sole objective was a banking job)
14. What is Quick Ratio?
15. What are the advantages and disadvantages of ATM card?
16. Why has the rural economy not developed yet?
17. What is money laundering and how can you identify it?
18. What role can you play in case you join a rural bank branch?
19. What are the differences between nationalised and private banks?
20. What is KYC?
21. Who is your role model and why?
22. What is the difference between Debit and Credit card?
23. What is the role of the RBI as a regulator of banks?
24. What are assets and liabilities of the banks?
25. What is the role of computers in the banks?
26. What is financial inclusion and what is the role of banks in it?
27. What is plastic money?
28. Why don’t you apply for your own region?
29. What is the use of your hobbies in this organisation?
30. If you will not get success this time, then what will you do?
31. What are the benefits of nationalization of Indian Banks?
32. What is the difference between Cheque and Demand Draft?
33. What are NBFCs and the difference between NBFCs and Bank?
34. What is marginal cost of funds based lending or MCLR rate?
35. What is S4A scheme?
36. What is the seven pronged plan – Indradhanush – to revamp functioning of public sector banks?