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Banking Awareness for IBPS RRB

Banking Awareness for IBPS RRB

1. Finance Ministry has asked the Reserve Bank ot India to allow common ATM’s that will be owned and managed by non-banking entities hoping to cut transaction costs for banks. Such ATM’s are known as—
1. Black Label ATM’s
2. off site ATM’s
3 on site ATM’s or red ATM’s
4. third party ATM’s
5 white label ATM’s

2. The term ‘Smart Money’ refers to
1 Foreign CURRENCY
2 Internet Banking
3 US Dollars
4 Travelers’cheques
5 Credit Cards

3. What is the maximum deposit amount insured by DICGC ?
1 2,00,000 per depositor per bank
2 2,00,000 per depositor across all banks
3 1,00,000 per depositor per bank
4 1,00,000 per depositor across all banks
5 None of these

4. With reference to a cheque which ol the following is the ‘drawee bank’ ?
1 The bank that collects the cheque
2 The payee’s bank
3 The endorsee’s bank
4 The endorser’s bank
5. The bank upon which the cheque is drawn

5. Which of the following is the example of near money?
1. Small coins of 50 paisa
2. Fait money
3. Bank draft
4. Treasury Bills
5. None of these

Answers:

  1. 5
  2. 5
  3. 4
  4. 5
  5. 4
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