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1. Many a time we read in newspapers that some big banks have revised their lending rates to make themselves dearer or cheaper. Though the decision to raise the lending rates is always in the hands of the banks, normally they announce this decision of theirs

  • (A) immediately after the Union Budget is presented in the Lok Sabha every year.
  • (B) when the RBI makes changes in its policy rates.
  • (C) when the Monetary and Credit Policy of the RBI is reviewed periodically.

  1. Only (A)
  2. Only (B)
  3. Only (C)
  4. Only (B) and (C)
  5. All (A), (B) and (C)
2. Many times we read in the newspapers that several companies are adopting the FCCBs route to raise capital. What is the full form of FCCBs?

  1. Foreign Currency Convertible Bonds
  2. Foreign Convertible Credit Bonds
  3. Financial Consortium & Credit Bureau
  4. Future Credit & Currency Bureau
  5. None of these
3. The Government of India has asked all the big companies and the corporates to create a separate fund for their
“Corporate Social Responsibility Activities”. What is/are the purpose(s) of this directive issued by the government?

  • (A) To ensure that the companies spend some money on social activities
  • (B) To bring transparency in matters of financial transactions and dealings by corporates
  • (C) To ensure that the corporate entities do not get involved in non-commercial activities in the name of social activities as they are required to spend money only on the welfare of the employees and their families

  1. Only (A)
  2. Only (B)
  3. Only (C)
  4. All (A), (B) and (C)
  5. None of these
4. Which of the following is an innovative mechanism adopted by banks to meet the targets fixed for lending to priority sector by the banks?
  1. Buying & selling of Priority Sector Lending Certification
  2. Sale of Kisan Vikas Patra
  3. Inter-Bank Participation Certificates
  4. Adoption of Core Banking Solution
  5. None of these
5. The Reserve Bank of India (RBI) recently announced a hike in some policy rates and also indicated that there may be another change in the near future. Which of the following is/are considered a policy rate(s) in the hands of the RBI?
  • (A) Repo Rate
  • (B) SLR
  • (C) Inflation
  1. Only (A)
  2. Only (B)
  3. Only (C)
  4. Only (A) and (B)
  5. All (A), (B) and (C)
6. As a policy to boost the agricultural sector in the country, the Government of India has taken several special measures over the years. Which of the following cannot be considered a measure/measures which will have a direct impact(s) on the agricultural sector?
  • (A) Setting up of a National Food Processing Bank
  • (B) Opening irrigation, sanitation and water projects for development under public-private participation
  • (C) Efforts to bring down fiscal deficit to 5.5 per cent level of GDP
  1. Only (A)
  2. Only (B)
  3. Only (C)
  4. Only (A) and (B)
  5. All (A), (B) and (C)
7. The Government of India is planning to bring a Second Green Revolution. This will be launched specifically for which of the following parts of the country?
  1. North East and Eastern Regions
  2. Central India
  3. Jammu & Kashmir
  4. Tamil Nadu, Kerala & Andhra Pradesh
  5. None of these
8. As we all know, the limit of exemption on personal income tax has been raised by `20,000. Whenever a relief in direct taxes is given, the underlying motive is always to make money available for which of the following purposes?
  • (A) Savings
  • (B) Investment for high returns
  • (C) Personal Consumption
  1. Only (A) 
  2. Only (B) 
  3. Only (A) and (C)
  4. Only (B) and (C) 
  5. None of these
9. As we know, a special scheme ‘One Village One Project’ is in vogue in some parts of our country and has proved a good incentive to boost the rural economy and the agricultural sector. Now the government has decided to develop 60,000 villages to produce which of the following single crops as a major crop?
  1. Pulses or Oilseeds
  2. Wheat or Bajra
  3. Sugar or Jute
  4. Sunflower or Rose flower
  5. None of these
10. Many people talk about the rollback of stimulus packages provided by the Government of India last year to help certain sectors. If these stimulus packages are rolled back, this would mean that
  • (A) those who have availed these benefits would be required to return them to the Government of India.
  • (B) no such incentives would be available henceforth to these sectors.
  • (C) all such benefits/incentives would be available to all the people across the country and will not be restricted to some selected few.
  1. Only (A)
  2. Only (B)
  3. Only (C)
  4. Only (A) and (C)
  5. Only (B) and (C)


Answers :-
  1. 4
  2. 1
  3. 1
  4. 4
  5. 4
  6. 3
  7. 1
  8. 4
  9. 1
  10. 2
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